Depending on what area of the country you are in, the price of the property, financing terms and other factors, closing costs will vary.  A REALTOR will be able to provide a "rule-of-thumb" estimate for planning purposes.  Also, lenders will usually provide a pre-settlement estimate of specific costs for services they require in order to make the loan.  However, closing costs typically include:

• Loan origination fee, usually 1% of the loan amount.
• Discount point(s) that lenders charge to increase their yield.  Each point is 1% of the loan amount.
• Cost of a title search.
• Lender's title insurance fee.
• Owner's title insurance fee.
• Survey costs.
• Transfer tax (state and local).
• Lender's appraisal fee.
• Recording fees for settlement documents such as deed, note and deed of trust.
• Insurance premium.
• Prepaid interest on loan, covering the time between settlement and first monthly payment.
• Prepaid mortgage insurance premium.
• Pro-rated property taxes.
• Inspection fees as required by the lender.
• Attorney or escrow company's fees.